:root{
  --navy:#0b2341;
  --green:#5f754c;
  --gold:#d99b2b;
  --cream:#fff8ea;
  --soft:#f7faf4;
  --text:#26323f;
}
*{box-sizing:border-box}
body{margin:0;font-family:Georgia,'Times New Roman',serif;color:var(--text);background:#fff;line-height:1.6}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 7%;background:#fff;border-bottom:1px solid #eee;position:sticky;top:0;z-index:10}
.brand img{height:78px;width:auto;display:block}
nav{display:flex;gap:20px;flex-wrap:wrap}
nav a{color:var(--navy);text-decoration:none;font-weight:bold}
.hero{min-height:640px;display:flex;align-items:center;justify-content:center;padding:70px 20px;background:linear-gradient(135deg,rgba(255,248,234,.95),rgba(247,250,244,.92)), radial-gradient(circle at top,#f4c979 0,#fff 45%,#eef4ea 100%)}
.hero-card{text-align:center;max-width:900px;padding:35px}
.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--green);font-weight:bold;font-size:.9rem}
h1{font-size:clamp(2.5rem,6vw,5rem);line-height:1.05;color:var(--navy);margin:12px 0}
.lead{font-size:1.28rem;max-width:780px;margin:0 auto 28px}
.buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:14px 24px;border-radius:32px;text-decoration:none;font-weight:bold}
.primary{background:var(--gold);color:#fff}
.secondary{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.section{padding:64px 7%;text-align:center}
.soft{background:var(--soft);border-top:1px solid #e2eadc;border-bottom:1px solid #e2eadc}
h2{font-size:2.25rem;color:var(--navy);margin:0 0 20px}
.narrow{max-width:850px;margin:auto}
.narrow p{font-size:1.18rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;max-width:1080px;margin:30px auto 0;text-align:left}
article{border:1px solid #e8dfd0;border-radius:20px;padding:26px;background:#fffdf9;box-shadow:0 6px 18px rgba(0,0,0,.05)}
article h3{color:var(--green);margin-top:0;font-size:1.4rem}
.referral{background:#fff}
.note{font-style:italic;color:var(--green)}
.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff}
footer{text-align:center;padding:25px 20px;color:var(--green);background:#fff}
@media(max-width:720px){
  .topbar{display:block;text-align:center}
  nav{justify-content:center;margin-top:10px}
  .brand img{height:70px;margin:auto}
}